Show Me The Money!

I've been super busy tonight after Lilli's bedtime pulling all kinds of info - we're refinancing!! Rates are super low right now and we will be saving a TON. Literally our monthly housing expense is going to drop by 34%!! I had looked into refinancing a couple of times in the almost 4 years we've been here, but until now rates had never been low enough to justify the extra money added back onto the loan, but this time they for sure do. And since I always pay a lot of extra principal each month we'll really be able to knock away at the house now if we "pretend" our payment hasn't changed.And we're changing diaper brands! We're moving from Pamper to Target brand, and literally saving 50% there. Pampers is embroiled in a lawsuit currently that their new formula is causing rashes - and Lilli has had several painful rashes recently. So, we've been testing them out for a week and they seem to work just as well and are literally half the cost.And now that we have a new TV in our dining room and everything with our network is working well (we download TV off the internet and stream it to our TVs since we got rid of cable in May 2009) we're going to cut the cord on TiVo after being subscribers for about 7 or 8 years.

So, show me the money!!!

(These pictures are what Lilli does when you ask her to "Say Cheese". The camera loves her....)